Dear Cashflow Warriors,
Today seems a very good day to read newspaper as theere is another article that is to remind us of what’s needed to be a Good Investor… Commercial Affairs Department (CAD) on Profitable Plots (See Article below).
The stunning thing is that CAD reported that Profitable Plots’ liabilities exceed their assets. Looking at those investors who pumped in at least 6 figures into deals that they don’t even understand how it works due to the complexities due to land investing and Britain’s land laws. This is just one of the many so call “good deals” in Singapore. The companies seems to prey on the ignorance of people who didn’t understand how the deals work.
The “good deals” which are freely available but yet to be investigated works similarly to Profitable Plots where they generally give a “guaranteed” cashflow of a X% of the deal until maturity. The question they seem forget to ask in the face of excessive greed is “How could a commodity or land deals generate cashflow without much activity?” I got a few investors to explain to me how it work and it seems to me that it is like I (as in the investment company) take your money first and I will give your money back X% upon maturity. A lot of them logically said that if anything were to happen to the company, they still have the commodity or the land titles. But look at what happen to Profitable Plots… are the investors saying that now or they prefer to get back their full amount of money?
Are you like one of them or you prefer to increase your financial intelligence? Our Cashflow Warriors do achieve Multiple Streams of Passive Income about 3~5% per month on their Paper Assets and Business all through hard work following the Cashflow Warrior Franchise System. The keyword is “Hardwork”. One of our Mentor, Joe Girard always say,”The elevator to success is out of order, you have to take the stairs one step at a time”.
May Financial Freedom be with you 
ST 101111 – CAD_ Profitable Plots’ liabilities exceed assets
Dear Cashflow Players,
Still remember in the game there is a small deal card call “2 Big Power” or “DIV2U”? Yesterday I got $23,500 passive income per month in my Cashflow Game because of those deals as I have about $1.1 million in cash. The question now is that is there such deals in real life?
Today’s Straits Times Page B32, DBS is issuing out $500m preference shares for retail investors that will pay 4.7% a year for 10 years (see the Article below). This definitely beats fixed deposits rates but it is not risk-free and comes with potential pitfalls. The major pitfall is that the price is never fixed and will fluctuate according to prevalent interest rates and market conditions. Baring any financial disasters, they are general quite safe.
Hence, if one person have about $1.1 million in cash to buy the preference shares, he or she will get roughly about $51K per year which works to about $4,300 per month of passive income. The question now is do you have any other streams of passive income to protect this paper asset (Remember Power Investing)?
Dear All,
This week discussion topic is “What is Real Life $1 deal for you?” Please use leave your Facebook comments
Dear All,
This week discussion topic is “What do you like about the Cashflow Concept?” Please use leave your Facebook comments
Hi All,
I am sure most people wants Financial Freedom. BUT the question to ask is What does Financial Freedom means to them? Why not we discuss about this topic through the special feature – Facebook Comments?
Hi Cashflow Warriors,
On saturday, business times have 2 articles side by side – Sibor slides further, almost hugs the floor and Fed chief leaves door open for monetary stimulus.
Now u have the info, the question is do we understand and apply to real life?
Sibor as per predicted continues to slide, which means Maybank Mortgage Loan is very attractive – .88% variable 1st year and .88 fix 2nd year. Locked in 3 years. Sibor is expected to continue to hover around the same region for short term, hence 2nd year fixed is a killer 
How I wish I can refinance now to leverage good money out from a property (The Melville property is locked in) haha This is a good debt! Please do help your friends who have private properties and didn’t know about it. Add value to their lives J
In the same article, it also states that DBS Group cuts deposit interest rate from 0.125% to 0.1%. Pls do something to your money in saving account; you are losing money safely
Just below the article, Fed Chief is preparing to print more money!?! Generally, it means two things – Stock Market will continue to rise (especially Emerging Markets) and Gold, Silver will continue to rise. That is one of the main reason why Cashflow Warrior (CFWA) decide to introduce Silver Cashflow Generator as part of our Written Financial Plan at this moment
However, nothing beats the yield of business. According to our Uncle Robert (coined by Andrew Boey), we should all have a part time business to generate a constant cashflow to pump into paper assets and real estates. This is why CFWA reposition itself to be Cashflow Warrior business – helping people to achieve financial freedom through a proven & duplicatable system.
2 simple news article can means so much to us enjoy ur week.
Hi All,
Don’t you agree that a lot of people are always asking for Paper Assets investment tips and directions? To be very honest, the answers are in our hands all the time We just need to look at what Temasek Holdings and Government Singapore Investment Corporation (GIC) is investing into… If they are the professionals and they have access to information that we, as retail investors don’t get, why not just copy their investment directions? Doesn’t it make common sense? That is why our Personal Finance Mentor, Mr Anthony, always say, “Common Sense not Common Practice”.
Attached in the post is an article from Straits Times on the 21st September, where Dr Tony Tan, Chairman of GIC states where is GIC heading in terms of their Investment Portfolio. Remember, all my mentors agrees that when you read, you get info. When you understand, you get knowledge. You become wise only when you APPLY. Cheers~
GIC Emerging Markets to be core portfolio assets
Hi All,
Yesterday I had an amazing learning experience during my Cashflow Game (Register @ Cashflow Game Singapore)! I learnt 2 major lessons - we should not just focus on how fast we get out of the rat race but also focus on whether do we really get out of the rat race and Pay It Forward really works.
What happen? I started out as a Janitor and I was very happy about it quietly. Why? As we all know, in Cashflow 101, Janitor has the lowest expense. Hence, by right, I should get the rat race the fastest. But no, I didn’t. I started off quite nicely but purchasing a $0 Down 3 Bed Room/2 Bathroom giving $100 per month and later on a Great Deal of $2K Down 3 Bed Room/ 2 Bath room with cost of $35K only giving $200 per month. I was thinking I should get out very easily. Unfortunately, things started spiraling down. For a period of time, I didn’t get the number I wanted, I was downsized, my $1 was reversed split (every 2 stock became 1) and I couldn’t sell off my 2 excellent properties – talking about bad luck. hahaha. Remember Luck is Preparation meets Opportunity. I am prepared just that Universe then wasn’t giving me any opportunity to sell.
In the meantime, the Airline Pilot on our table got out of the rat race due to a 10 Acres of Raw Land deal I brokered for him which gave him $150K of capital (he gave me 10% comm generously) and I passed the $10K to the Business Manager was short of $10K cash to clear the loans to get out of rat race. 2 person got out of the rat race on my table before me. I believe due to my actions, my Cashflow game changed! I sold off my $1 stock at $40 getting myself $80K and I got 2 good deals from the Big deals just before the game ended to get myself out of the rat race.
Thanks goodness that I did Power Investing in the game, otherwise I don’t think that I would be able to get out rat race. More importantly, I too believe that it is my Pay It Forward action in the game make the Universe starts to give me opportunities. Robert Kiyosaki always mentioned in his book that Pay It Forward actions really accelerates a person path to Financial Freedom. In his book “Teach to be Rich”, he mentioned that the fastest way to be rich is to teach others to be rich!
So the question now being do you have a platform for you to teach others to be rich?
For the FIRST time in Singapore’s history on the 1st of August 2010, Cashflow Game organised by Cashflow Warrior Pte Ltd was fully booked and some of the participants actually gate-crashed the event. This have relatively caused some happy problems for the organisers but at the very end, everyone got to play the game!
Singaporeans registered their names mainly through 4 main channels – Cashflow 101 Singapore Website (http://www.CashFlowGame.com.sg), Cashflow 101 Game Singapore Meetup Group, Facebook and lastly, and most importantly, Friends’ referral.
“I believe it is mainly because participants find value in our Cashflow Games”, remarked Ms Jenifer Tan, Organiser of the 1st August 2010 Cashflow Game. “Many feedback to me that they love the review of the Cashflow Game and learn how to implement the Cashflow Game in real life”.
All in all, there were 9 Cashflow Games playing at the same time. A record breaking total of 43 Cashflow Game Players were present. The organisers hinted that if this trend were to continue, they might organised a Mega Cashflow Game Competition at the end of the year.
Mr Andrew Boey, Co-Founder and Internet Business Specialist of Cashflow Warrior Pte Ltd said, “Of course we are very encouraged and enthusiastic about this trend. From
our humble beginning of just playing 1 Cashflow Game and sometimes we don’t even enough players for 1 game in the beginning of this year, to have this kind of attendance today is truly amazing. I really look forward to the next game”
So, if you want to increase your Financial Intelligence to be Financially Free, please visithttp://www.CashFlowGame.com.sg now!
When I was invited to attend the Silver Summit in the earlier part this year, I was literally drowned with information on why Silver prices are going to rocket but with no time frame. Rich Dad’s Advisor on Gold & Advisor, Michael Maloney said that he expects the rocket is going to coming just before 2012. I am pretty confident that prices of Silver is going to go up in medium to long term basis as supply of silver is going down. In addition to that, more than 50% of the demand of silver comes from industrial needs and not speculators, unlike Gold. And with the prices Gold achieving heavenly prices, more speculators will turn to silver. This is the basis of why Silver Cashflow Generator works
If you want to find out how Silver Cashflow Generator works in more details, do join us to play Cashflow Game. Visit our website Cashflow Game Singapore or our Cashflow 101 Game Singapore Meetup Group to register yourself for the next game!
Max Tay
Cashflow Game Singapore
